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Residential electrical service

Electrical Panel Upgrades & Replacement

Your electrical panel is the heart of your home's electrical system. If it was installed before the mid-1990s, it was sized for a house without a heat pump, an EV charger, a hot tub, or a kitchen full of high-draw appliances. Caito Electric upgrades panels across St. Charles County and the St. Louis metro so your home has safe, reliable capacity for the way you live now.

We handle everything: the load calculation, the permit, the Ameren Missouri disconnect and reconnect, the inspection, and a clean, fully labeled panel when we're done. Most residential upgrades are completed in a single day.

Electrician inspecting a residential electrical panel before an upgrade
Electrician inspecting a residential electrical panel before an upgrade

What's included

  • 100A to 200A service upgrades and 400A for larger homes
  • Federal Pacific (FPE) Stab-Lok, Zinsco, and Pushmatic panel removal
  • Sub-panel installation for garages, workshops, additions, and basements
  • Meter base and service entrance cable replacement
  • Whole-home surge protection installed at the panel
  • AFCI/GFCI breaker upgrades to current code

Signs you need a panel upgrade

  • Breakers trip when you run the microwave and the toaster at the same time
  • Lights dim when the HVAC or dryer kicks on
  • The panel is a fuse box, or is rated 60 or 100 amps
  • You see rust, scorch marks, or a warm panel cover
  • You are adding an EV charger, hot tub, or heat pump
  • Your insurance carrier flagged a Federal Pacific, Zinsco, or Sylvania panel

Why Federal Pacific and Zinsco panels matter in St. Louis

Tens of thousands of homes built from the 1950s through the 1980s in St. Louis County, North County, and older parts of St. Charles were fitted with Federal Pacific Stab-Lok or Zinsco panels. Independent testing found these breakers can fail to trip under fault conditions. Many insurers in Missouri now require replacement before writing or renewing a policy. We replace them routinely and can provide documentation for your carrier.

What a panel upgrade costs

Pricing depends on the amperage, whether the meter base and service mast need replacement, and how much circuit rework the new panel requires. We give a flat-rate written quote after a short on-site evaluation, and the price we quote is the price you pay.

Serving St. Charles County & the St. Louis Metro

We provide electrical panel upgrades throughout St. Charles County, including St. Charles, St. Peters, O'Fallon, Wentzville, Lake St. Louis, Cottleville, as well as St. Louis City, St. Louis County, and surrounding communities within 75 miles. See all service areas.

Questions about electrical panel upgrades

How long does a panel upgrade take?

Most 200-amp residential upgrades are finished in one day. Power is off for roughly four to six hours while we swap the panel and Ameren reconnects the service.

Do I need a permit for a panel upgrade in St. Charles County?

Yes. Panel replacements and service upgrades require an electrical permit and inspection in St. Charles County, St. Louis County, St. Louis City, and virtually every municipality in the metro. We pull the permit and meet the inspector.

Can you upgrade my panel if I'm adding an EV charger?

That's one of the most common reasons we upgrade panels. We'll run the load calculation and, if your existing service has the headroom, we may be able to add the charger without a full upgrade.

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